Where to obtain free web templates

ByDezign
Elated Pagekits
Free Web Templates.com
FreeLayouts
GW Web Design
Hoover Web Design
Netscape
Open Web Design
Site Kits
TemplaesBox
Web Diner

Where to find free hosting company

50megs.com
Angelfire
Dreamwater
GeoCities
TopCities
Tripod

Where to find web design guides

Google's design and technical guidelines
IMB Web Design Guidelines
Web Style Guide

Where to find clip art

Animation Arthouse
 Barry's Clipart Server
Clipart Connection
Cool Archive Free Clip Art
Graphic Maps
Icon Bazaar
Noetic Art  

Where to get sample code

Code Toad
Dynamic Drive DHTML
Dynamic Lab
JavaScript Kit
JavaScript Made Easy
Miolnic

Where to learn HTML and CSS

Compendium of HTML Elements
CSS layout techniques
HTML Goodies
Introduction to HTML
Learn HTML by Example
W3Schools  

Where to find search site submission pages

Some search engines charge for adding your site to their listings. Make sure that you find out if it's free or not before submitting.

Where to find affiliate programs

100 best Affiliate Progrmas
AffiliateGuide.com
AffiliateDirectory.com
AffiliateShop
AffiliateWorld.com
ValueClick